The best life insurance companies in 2024
The best life insurance companies offer competitive rates, strong financial strength, and policy options suited to each profile. National Life Group, AIG, American National, and Protective top our rankings by premium, customer satisfaction, and A.M. Best and BBB ratings.
Life insurance company rankings
| Company | Rating | J.D. Power | A.M. Best | BBB | |
|---|---|---|---|---|---|
8.9/10 | — | A+ | A | See Review | |
8.7/10 | 749 | A+ | A- | See Review | |
8.5/10 | 772 | A+ | A+ | See Review | |
 Protective | 8.5/10 | 776 | A+ | A- | See Review |
8.4/10 | — | A+ | A+ | See Review | |
 Foresters Financial | 8/10 | 742 | A | A- | See Review |
7.7/10 | 754 | A+ | A+ | See Review | |
7.5/10 | 759 | A+ | A | See Review | |
7.3/10 | — | A | A+ | See Review | |
7.1/10 | 734 | A | A+ | See Review | |
6.7/10 | 751 | A++ | B- | See Review | |
6/10 | 770 | A++ | A+ | See Review |
Rating methodology
We evaluate each insurer by cost of coverage, customer satisfaction, financial strength ratings (A.M. Best, BBB), and ease of application. The best companies offer competitive prices for diverse age and health profiles.
How to choose the best life insurance company
Consider your individual circumstances, the type of policy you need (term, whole life, no-exam), cost, and financial strength. A licensed agent can help you compare quotes from multiple insurers to find the best fit.
Frequently asked questions
- What is the best life insurance company?
- It depends on your age, health, and needs. National Life Group, AIG, and Protective often offer the best rates for most profiles. Compare quotes to find the most competitive option.
- How do I find the cheapest life insurance company?
- Compare quotes from several companies. Some are more lenient with certain health conditions. An independent broker like CotizarAhora can get quotes from multiple insurers to compare.
- What ratings should I consider?
- A.M. Best and Moody's indicate financial strength. BBB and J.D. Power reflect customer satisfaction. The best companies have high ratings in both areas.